If you sustain an injury on the job but your employer carries workers’ compensation coverage, you may not be concerned about securing benefits. After all, how hard could it be to file a claim?
Unfortunately, many people who have been hurt at work try applying for benefits only to face countless roadblocks along the way. Sometimes, even those who are eligible for compensation receive a denial and must either file an appeal or drop the case.
If your family’s financial security is at stake, dropping the case is not an option. That leaves filing an appeal, though, which means more work at a time when you should be focusing on your health. Of course, had you hired an attorney to assist with your claim from the start, you could have been working toward your recovery this entire time while your lawyer handled the proceedings.
If you were hurt in a construction accident and you want to apply for benefits or appeal a denial, contact the Robson Law Firm. Our legal team can help with all of your paperwork and assess the circumstances of the incident to determine if you might be eligible to file a personal injury lawsuit instead. Call 512-345-8200 to schedule a free case evaluation with a construction accident lawyer in Austin.
If your claim for workers’ compensation benefits was denied, you must figure out the reason why before you can go about filing a successful appeal. Read on to learn a few possible reasons why your claim might have been denied:
- You Did Not Report Your Injury on Time
In the state of Texas, you must notify your employer of your injuries in writing within 30 days. If you fail to report the incident or your diagnosis of an occupational illness within one month, you will lose the right to recover benefits under workers’ compensation coverage.
- Your Employer Disputed the Claim
If your employer alleges that the incident did not occur at work or raises some other issue that contradicts with the initial report, your claim will likely be denied. In such a scenario, the Texas Department of Insurance urges employees to contact the insurance adjuster directly; however, it is typically wise to talk to a construction accident lawyer first. Your attorney will review your case and confirm the reason for the denial in order to help you determine the best way to proceed.
- You Did Not Seek Immediate Medical Treatment
At the end of the day, insurance adjusters look for any reason to deny a claim. That means even if you sustained legitimate injuries at work, the insurance company may deny your request for benefits if you did not seek medical treatment soon enough.
They will likely argue that because you waited so long to see a doctor, it is not clear that your injuries were actually the result of the incident you reported at work. If this is the situation you find yourself in, a seasoned attorney will help you gather the evidence needed to prove your case.
If you were hurt on the job and you are struggling to get the benefits you deserve, contact the Robson Law Firm. Call 512-345-8200 to schedule a free consultation with an accident attorney in Austin. If you want to learn more about workers’ compensation in Texas, visit USAttorneys.com.